Health & Wellness:
Insurance

Navigating insurance at Carolina

Who Needs Health Insurance?

• University Policy:
  • All eligible students enrolled in the UNC System Colleges and Universities, including UNC-Chapel Hill, are required to have health insurance coverage.
  • This does not mean a student must enroll in the UNC System Student Health Insurance Plan – it means a student must provide proof of active creditable health insurance.
  • For more information about the mandatory health insurance requirement, visit the Campus Health website.

What Options Are Available?

• Proof of active creditable health insurance may include:
  • Enrollment in the Graduate Student Health Insurance Plan (GSHIP) as an active RA/TA
  • Enrollment in the UNC System mandatory insurance plan (Student Blue), available to all actively enrolled residential students
  • Enrollment in the GeoBlue Student Health Insurance Plan, available to international students
  • An individual plan
  • Coverage from a plan by a spouse or parent

GSHIP: Basic information

• Graduate students with a Research Assistantship (RA) or Teaching Assistantship (TA) are enrolled in GSHIP by their academic department.
  • For information on getting enrolled, contact your department's student services manager.
  • For more information on plan benefits, consult the BlueCross BlueShield website.
• If you are enrolled in GSHIP through your department, you must waive out of Student Blue EACH SEMESTER to avoid an insurance premium charge on your student account.
• You need your insurance card to waive out of Student Blue. Since your insurance cards will be mailed to your local address as noted in ConnectCarolina, be sure to UPDATE YOUR LOCAL ADDRESS.

Student Blue: Basic Information

• This plan, administered by BlueCross BlueShield of NC, is for students who do not have other creditable insurance coverage.
• EACH SEMESTER the insurance premium amount is charged to your account in your Student Center in ConnectCarolina. YOU MUST REGISTER FOR CLASSES to activate your insurance coverage.
  • For more information on plan benefits, consult the BlueCross BlueShield website.
• You will receive an email weekly from Campus Health reminding you to take action.

GeoBlue: Basic Information

• This plan, made available in cooperation with BlueCross BlueShield, is specifically for INTERNATIONAL STUDENTS.
  • For more information on plan benefits, consult the GeoBlue website.
• International students will receive specific GeoBlue enrollment instructions through International Student and Scholar Services and Campus Health.

Individual or spouse/parent plans

• If you have other creditable insurance coverage, you must complete the waiver process EACH SEMESTER before the published deadline.
  • For details on the waiver process, deadlines, and procedures consult the Campus Health website.
• For more information about the mandatory health insurance requirement, visit the Campus Health website.

Dental Insurance & Service Options

• For more information about dental insurance and service options, visit the Campus Health website.