Health & Wellness:
Insurance

Navigating insurance at Carolina

Who Needs Health Insurance?

• University Policy:
  • All eligible students enrolled in the UNC System Colleges and Universities, including UNC-Chapel Hill, are required to have health insurance coverage.
  • This does not mean a student must enroll in the UNC System Student Health Insurance Plan – it means a student must provide proof of active creditable health insurance.
  • For more information about the mandatory health insurance requirement, visit the Campus Health website.

What Options Are Available?

• Proof of active creditable health insurance may include:
  • Enrollment in the Graduate Student Health Insurance Plan (GSHIP) as an active RA/TA
  • Enrollment in the UNC System mandatory insurance plan (Student Blue), available to all actively enrolled residential students
  • Enrollment in the GeoBlue Student Health Insurance Plan, available to international students
  • An individual plan
  • Coverage from a plan by a spouse or parent

GSHIP: Basic information

• Graduate students with a Research Assistantship (RA) or Teaching Assistantship (TA) are enrolled in GSHIP by their academic department.
  • For information on getting enrolled, contact your department's student services manager.
  • For more information on plan benefits, consult the BlueCross BlueShield website.
• Once enrolled in GSHIP by your department, BlueCross BlueShield will waive you out of StudentBlue requirement to avoid insurance premium charge on your student account.
• Since your insurance cards will be mailed to your local address as noted in ConnectCarolina, be sure to UPDATE YOUR LOCAL ADDRESS.

Student Blue: Basic Information

• This plan, administered by BlueCross BlueShield of NC, is for students who do not have other creditable insurance coverage.
• EACH SEMESTER the insurance premium amount is charged to your account in your Student Center in ConnectCarolina. YOU MUST REGISTER FOR CLASSES to activate your insurance coverage.
  • For more information on plan benefits, consult the BlueCross BlueShield website.
• You will receive an email weekly from Campus Health reminding you to take action.

GeoBlue: Basic Information

• This plan, made available by BlueCross BlueShield, is specifically for INTERNATIONAL STUDENTS.
  • For more information on plan benefits, consult the GeoBlue website.
• International students will receive specific GeoBlue enrollment instructions through International Student and Scholar Services and Campus Health.

Individual or spouse/parent plans

• If you have other creditable insurance coverage, you must complete the waiver process EACH SEMESTER before the published deadline.
  • For details on the waiver process, deadlines, and procedures consult the Campus Health website.
• For more information about the mandatory health insurance requirement, visit the Campus Health website.

Dental Insurance & Service Options

• Dental Insurance is available through the Graduate Student Health Insurance Plan (GSHIP)
• For more information about dental insurance and other dental service options, visit the Campus Health website.